This day, Thursday 22nd March, I, Mr Matthew Crockatt fought HSBC and won.
After going over my agreed overdraft limit by £200 for two days HSBC charged me £50.
I just phoned up and threatened them with legal action. Didn't work. Then I said I would take my money elsewhere and switch banks. As I am in credit at the moment (a miracle caused by receiving a cheque from an insurance company folling a recent car crash!) they bought it and agreed to refund the £50.
Hah! That's one in the eye for the billionaires and it's only five to ten in the morning...